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Announcing our new Partnership with Allianz Musical Insurance

Allianz Insurance x Encore Partnership Blog
Allianz Insurance x Encore Partnership Blog
Allianz Insurance x Encore Partnership Blog

We’re delighted to have partnered up with Allianz Musical Insurance, the UK’s No.1 musical instrument insurer. They’re offering a special 20% discount for Encore musicians, so let’s find out more from Allianz, in their own words…

Allianz Musical Insurance have been providing cover since the 1960s and today we insure over 70,000 musicians, from function bands to string quartets, pianists to DJ’s. Whether it’s a small town gig or a large corporate event, we’ve got you covered.

As an Encore member, we’re offering you 20% off our musical instrument insurance. * Click the link below to have your discount automatically applied to the quote price.

Get a quote →



What you’re covered for:

Theft, loss, fire and accidental damage
No matter how careful you are with your instrument, accidents are unavoidable and nobody can help being the target of theft. If the worst ever happens, we’ll be there to help you get back to playing.

Unlimited professional use – so you’re covered when you’re paid to play.
We’ll cover you if you play music as either a professional or semi-pro, whether that’s touring the world or getting paid for playing a weekend gig.

Loan instrument hire costs – for those unmissable gigs.
We know that for many musicians, being without an instrument for any length of time isn’t an option. With our loan hire cover, you’ll always have something to play if your own instrument is lost or damaged.

Public Liability & Personal Accident cover add-on
Public liability cover protects you against the cost of a claim if someone is injured or damages property while you’re using your equipment or instruments. We offer 3 different levels of cover, £1m, £2m and £5m.Personal accident insurance covers you if you’re injured while using your instrument or any piece of music equipment. We provide £10,000 worth of personal accident cover with each level of public liability cover.

Worldwide cover add on
For extra peace of mind when travelling choose our Worldwide Cover to be protected against loss, theft, accidental damage and more when outside of the UK.

Theft from an unattended vehicle add on
Unattended vehicle cover insures your musical equipment against theft or accidental damage while it’s locked in the boot of a vehicle, whether that’s for a quick stop at a petrol station, or an entire night. This is incredibly useful if you transport your instrument for lessons, touring or playing live.

Temporary cover
Only need cover for a few weeks? Or even 1 event? Our temporary cover policy also covers instruments that you don’t usually have insured, or have borrowed from a friend or retailer.

Choose your own repairer and replacement
We understand that you won’t want to hand over your instrument to just anyone. That’s why we let you lead the repair process if your instrument gets damaged, so you’ll know it’s in safe hands. And if the worst happens and you need to find a replacement, we let you pick one that fits your needs.

As a team of music experts, we know that the one-size-fits-all approach doesn’t work for musicians, which is why our policies are designed to be adapted to each individual’s needs. We understand how important it is to quickly resolve any repair or replacement of lost or damaged instruments so musicians, like you, can keep on playing.

We let you choose the level of cover that suits you best, and select optional add-ons if and when you need them.

Why choose us?

  • 20% discount
  • No excess on instrument claims**
  • Premiums for £3 per month
  • Pay monthly with 0% APR
  • Our specialist claims team work with various organisations to help track down lost and stolen instruments and so we can reunite you with your instrument.
Get a quote →


Product terms and conditions apply.

* Subject to minimum premium and for new customers for first year of cover only.

** £100 excess applies to computer equipment, tablets and mobile phones.

Allianz Musical Insurance is a trading name of Allianz Insurance plc.


James McAulay

Encore Co-Founder & CEO. Cellist, pianist, singer and aspiring guitarist.

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